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MLS# MDTA2012912Listed by Benson & Mangold, LLC
601 COVE RD, SAINT MICHAELS, MD 21663
$3,250,000Pending
4Beds
4.1Baths
3,289Sq Ft
0.68Acres
About This Property
Experience tranquil waterfront living in this stunning 4BR/4.5 BA home sited on .68 acres overlooking the Miles River.
This cottage-style home was completely renovated by Focus Construction
Featuring exquisite architectural and interior design details throughout and include custom built-ins, and a large dual-sided gas fireplace. The open floor plan offers breathtaking river views from nearly ever…
This cottage-style home was completely renovated by Focus Construction
Featuring exquisite architectural and interior design details throughout and include custom built-ins, and a large dual-sided gas fireplace. The open floor plan offers breathtaking river views from nearly ever…
Key Facts
StatusPending
MLS #MDTA2012912
Property TypeResidential
Days on Market1
Year Built1956
StyleCape Cod
Levels / Stories2
New ConstructionNo
ConditionExcellent
OwnershipFee Simple
Tax ID2102080818
ZoningR
Interior
Living Area3,289 sq ft
Above Grade Fin.3,289 sq ft
Interior FeaturesBuilt-Ins, Butlers Pantry, Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Recessed Lighting, Primary Bath(s), Pantry, Bathroom - Soaking Tub, Bathroom - Stall Shower, Walk-in Closet(s), Wood Floors, Upgraded Countertops, Primary Bedroom - Bay Front
AppliancesDishwasher, Dryer, Exhaust Fan, Icemaker, Microwave, Refrigerator, Stainless Steel Appliances, Stove, Washer
FireplaceYes (1)
Fireplace FeaturesGas/Propane
BasementNo
LaundryHas Laundry, Washer In Unit, Dryer In Unit
FlooringHardwood, CeramicTile
Exterior & Lot
Lot Size0.68 acres
Lot FeaturesBulkheaded, Landscaping, Poolside
ConstructionBrick
FoundationCrawl Space
Exterior FeaturesExterior Lighting, Flood Lights, Gutter System
Other StructuresAbove Grade, Below Grade
FencingWood
PoolYes - Personal
WaterfrontYes
Water ViewYes
Water AccessYes
Navigable WaterYes
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry
Total Parking2
Parking TypesAttached Garage
Parking FeaturesGravel Driveway
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelOil, Propane - Leased
Central AirNo
Cooling TypeOther
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
UtilitiesSewer Available, Water Available, Propane
Taxes & Assessment
Annual Taxes$10,528 / 2025
Assessed Value$1,460,733 / 2026
County Tax$10,528
Community & Schools
CountyTALBOT-MD
SubdivisionRIO VISTA
School DistrictTALBOT COUNTY PUBLIC SCHOOLS
HOAYes
HOA Fee$100 / Annually
Senior CommunityNo
Location & Nearby Businesses
601 COVE RD, SAINT MICHAELS, MD, 21663
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$16,434/mo
Home Price$3,250,000
Down Payment (20%)$650,000
Loan Amount$2,600,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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