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Home/Real Estate/Worcester/Ocean City/21842/Ocean City Harbor/12959 HARBOR RD, OCEAN CITY, MD, 21842
MLS# MDWO2038658Listed by Harbor Living
12959 HARBOR RD, OCEAN CITY, MD 21842
$4,395,000Active
4Beds
4Baths
2,725Sq Ft
0.11Acres
About This Property
This West Ocean City waterfront home is all about the setting. The views, the boating access, and the location come together in a way that is hard to find. From multiple levels of the home, you can take in water views with sightlines toward the inlet, Assateague, and the Ocean City skyline.
Custom built in 2003, the home offers 4 bedrooms, 4 baths, an open kitchen and living area with a wall of gl…
Custom built in 2003, the home offers 4 bedrooms, 4 baths, an open kitchen and living area with a wall of gl…
Key Facts
StatusActive
MLS #MDWO2038658
Property TypeResidential
Days on Market96
Year Built2003
StyleContemporary
Levels / Stories4
New ConstructionNo
ConditionExcellent
OwnershipFee Simple
Tax ID2410360072
ZoningR-5
Interior
Living Area2,725 sq ft
Above Grade Fin.2,725 sq ft
Interior FeaturesCrown Moldings, Dining Area, Elevator, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Kitchen/Dining, Combination Kitchen/Living, Combination Dining/Living, Family Room Off Kitchen, Floor Plan - Open, Primary Bedroom - Bay Front, Primary Bedroom - Ocean Front, Recessed Lighting, Spiral Staircase, Wood Floors, Window Treatments
FireplaceYes (2)
Fireplace FeaturesFireplace - Glass Doors, Gas/Propane
BasementNo
LaundryUpper Floor
Exterior & Lot
Lot Size0.11 acres
Lot FeaturesFishing Available, Premium
ConstructionFrame, Block
FoundationBlock, Other
Exterior FeaturesRoof Deck, Exterior Lighting
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontYes
Water ViewYes
Water AccessYes
Navigable WaterYes
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry, Garage Door Opener, Basement Garage, Inside Access, Oversized, Additional Storage Area
Total Parking4
Parking TypesAttached Garage, Driveway, Other, On Street
Utilities
HeatingYes
Heating TypeOther
Heating FuelNatural Gas, Electric
Central AirNo
Cooling TypeOther
Cooling FuelElectric
Hot WaterOther
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$12,596 / 2025
Assessed Value$1,381,933 / 2026
County Tax$11,074
Community & Schools
CountyWORCESTER-MD
SubdivisionOCEAN CITY HARBOR
School DistrictWORCESTER COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Pets AllowedNo Pet Restrictions
Location & Nearby Businesses
12959 HARBOR RD, OCEAN CITY, MD, 21842
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$22,224/mo
Home Price$4,395,000
Down Payment (20%)$879,000
Loan Amount$3,516,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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