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MLS# MDWO2038932Listed by Coldwell Banker/Bud Church Rea
12944 SHOAL DR, OCEAN CITY, MD 21842
$1,399,000Active
5Beds
4.1Baths
2,994Sq Ft
0.47Acres
About This Property
Rare Captain's Hill opportunity — a custom 5-bedroom, 4.5-bath waterfront home on a 0.47-acre corner lot with a private boat slip, lift, and inground pool. Homes in this neighborhood trade hands once in a generation.
Set on nearly half an acre at the corner of Shoal Drive and Golf Course Road, this 2,994-square-foot custom home was built in 1997 and has been meticulously maintained. Deeded waterf…
Set on nearly half an acre at the corner of Shoal Drive and Golf Course Road, this 2,994-square-foot custom home was built in 1997 and has been meticulously maintained. Deeded waterf…
Key Facts
StatusActive
MLS #MDWO2038932
Property TypeResidential
Days on Market45
Year Built1997
StyleTraditional
Levels / Stories2
New ConstructionNo
OwnershipFee Simple
Tax ID2410007747
ZoningR-2
Interior
Living Area2,994 sq ft
Above Grade Fin.2,994 sq ft
Interior FeaturesEntry Level Bedroom, Kitchen - Gourmet, Upgraded Countertops, Water Treat System, Wood Floors
AppliancesBuilt-In Microwave, Dishwasher, Dryer, Exhaust Fan, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, WaterHeater
FireplaceYes (1)
BasementNo
Exterior & Lot
Lot Size0.47 acres
ConstructionBlock, Combination, Vinyl Siding
RoofArchitectural Shingle
FoundationBlock
Other StructuresAbove Grade, Below Grade
PoolYes - Personal
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry
Total Parking2
Parking TypesAttached Garage
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelElectric
Central AirNo
Cooling TypeHeat Pump(s)
Cooling FuelElectric
Hot WaterElectric
Water SourcePrivate
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$5,807 / 2025
Assessed Value$639,167 / 2026
County Tax$5,105
Community & Schools
CountyWORCESTER-MD
SubdivisionCAPTAINS HILL
School DistrictWORCESTER COUNTY PUBLIC SCHOOLS
Elementary SchoolOCEAN CITY
Middle SchoolSTEPHEN DECATUR
High SchoolSTEPHEN DECATUR
HOANo
Senior CommunityNo
Location & Nearby Businesses
12944 SHOAL DR, OCEAN CITY, MD, 21842
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$7,074/mo
Home Price$1,399,000
Down Payment (20%)$279,800
Loan Amount$1,119,200
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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