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Home/Real Estate/Charles/Waldorf/20603/Laurel Branch Sub/2861 RIDGE RD, WALDORF, MD 20603-6145, UNITED STATES
MLS# MDCH2056090Listed by KC Realty Group
2861 RIDGE RD, WALDORF, MD 20603
$525,000Active
5Beds
3Baths
2,544Sq Ft
0.46Acres
About This Property
PRICE IMPROVEMENT — NOW $525,000! Welcome to 2861 Ridge Road, offering 5 bedrooms, 3 full baths, a 2-car garage, nearly half an acre, and your own private in-ground pool!
FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $1…
FINANCING OPPORTUNITY: Qualified buyers may have the opportunity to assume the seller's existing FHA loan at an incredible 2.85% interest rate, subject to lender approval and assumption requirements. Seller is also offering a $1…
Key Facts
StatusActive
MLS #MDCH2056090
Property TypeResidential
Days on Market48
Year Built1985
StyleSplit Foyer
Levels / Stories2
New ConstructionNo
OwnershipFee Simple
Tax ID0906128491
ZoningWCD
Interior
Living Area2,544 sq ft
Above Grade Fin.1,344 sq ft
Below Grade Fin.1,200 sq ft
Interior FeaturesAttic, Bathroom - Jetted Tub, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Floor Plan - Traditional, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Walk-in Closet(s), Window Treatments, Wood Floors
AppliancesDishwasher, Disposal, Dryer, Icemaker, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer, WaterHeater
FireplaceYes (1)
Fireplace FeaturesWood
BasementDaylight, Full, Fully Finished, Garage Access, Heated, Improved, Interior Access, Rear Entrance, Walkout Level, Windows
LaundryBasement, Dryer In Unit, Has Laundry, Washer In Unit
Exterior & Lot
Lot Size0.46 acres
ConstructionBrick, Vinyl Siding
FoundationBlock
Other StructuresAbove Grade, Below Grade
FencingFully, Wood
PoolYes - Personal
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeAdditional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access
Total Parking6
Parking TypesAttached Garage, Driveway
Parking FeaturesAsphalt Driveway
Utilities
HeatingYes
Heating TypeHeat Pump(s)
Heating FuelElectric
Central AirYes
Cooling TypeCentral A/C
Cooling FuelElectric
Hot WaterElectric
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$6,504 / 2026
Assessed Value$487,267 / 2026
County Tax$6,177
Community & Schools
CountyCHARLES-MD
SubdivisionLAUREL BRANCH SUB
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
HOAYes
HOA Fee$200 / Annually
Senior CommunityNo
Pets AllowedNo Pet Restrictions
Location & Nearby Businesses
2861 Ridge Rd, Waldorf, MD 20603-6145, United States
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,655/mo
Home Price$525,000
Down Payment (20%)$105,000
Loan Amount$420,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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