For Sale: $479000, 104 CHARLOTTE AVE, FEDERALSBURG, MD, 21632 MLS: MDCM2007534 - Ocean City Directions

For Sale

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Home/Real Estate/Caroline/Federalsburg/21632/Federalsburg/104 CHARLOTTE AVE, FEDERALSBURG, MD, 21632

MLS# MDCM2007534Listed by Benson & Mangold, LLC

104 CHARLOTTE AVE, FEDERALSBURG, MD 21632

$479,000Active

3Beds

3Baths

2,506Sq Ft

0.59Acres

About This Property

Custom Brick Rancher with 2500 sq ft of living space sitting on over half an acre just outside of downtown Federalsburg overlooking Chambers Park is waiting for you to come see to appreciate. Owners have done many improvements and upgrades to the property, but left some of it's timeless charm. New carpet has been installed on the porch, breakfast nook, and family room July 2026, new windows 2026…

Key Facts

StatusActive

MLS #MDCM2007534

Property TypeResidential

Days on Market46

Year Built1972

StyleRanch/Rambler

Levels / Stories1

New ConstructionNo

OwnershipFee Simple

Tax ID0605007003

ZoningR1

Interior

Living Area2,506 sq ft

Above Grade Fin.2,506 sq ft

Interior FeaturesBar, Breakfast Area, Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Table Space, Attic, Walk-in Closet(s)

AppliancesDryer - Electric, Washer, Compactor, Refrigerator, Oven/Range - Electric

FireplaceYes (2)

Fireplace FeaturesBrick, Double Sided, Equipment, Insert, Heatilator

BasementNo

LaundryMain Floor

FlooringCarpet

Exterior & Lot

Lot Size0.59 acres

Lot FeaturesCorner

ConstructionBrick

FoundationBlock

Other StructuresAbove Grade, Below Grade

PoolNo Pool

WaterfrontNo

Water ViewNo

Water AccessNo

Navigable WaterNo

Parking

GarageNo

Total Parking4

Parking TypesDriveway, Off Street, On Street

Parking FeaturesPaved Driveway

Utilities

HeatingYes

Heating TypeHeat Pump(s)

Heating FuelElectric, Wood

Central AirYes

Cooling TypeCeiling Fan(s), Window Unit(s), Central A/C

Cooling FuelElectric

Hot WaterElectric

Water SourcePublic

SewerPublic Sewer

Taxes & Assessment

Annual Taxes$7,247 / 2025

Assessed Value$444,000 / 2026

County Tax$3,856

City / Town Tax$3,391

Community & Schools

CountyCAROLINE-MD

SubdivisionFEDERALSBURG

School DistrictCAROLINE COUNTY PUBLIC SCHOOLS

HOANo

Senior CommunityNo

Location & Nearby Businesses

104 CHARLOTTE AVE, FEDERALSBURG, MD, 21632

Get Driving Directions

Source: Real Estate Property Source Bright MLS

Est. Monthly Payment

$2,422/mo

Home Price$479,000

Down Payment (20%)$95,800

Loan Amount$383,200

Interest Rate (est.)6.50%

Loan Term30 Years

* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.