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MLS# MDCH2058376Listed by CENTURY 21 New Millennium
305 PROSPECT ST, LA PLATA, MD 20646
$450,000Active
5Beds
3Baths
2,098Sq Ft
0.38Acres
About This Property
Overflowing with charm and character, this unique Cape Cod offers the perfect blend of warmth, flexibility, and functionality. The main home features 4 spacious bedrooms, inviting living spaces, and classic details that make it feel like home from the moment you arrive.
Connected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full…
Connected by a large screened porch, the private apartment provides exceptional versatility with its own bedroom, full bath, full…
Key Facts
StatusActive
MLS #MDCH2058376
Property TypeResidential
Days on Market2
Year Built1931
StyleCape Cod, Other
Levels / Stories2
New ConstructionNo
OwnershipFee Simple
Tax ID0901003437
ZoningR-10
Interior
Living Area2,098 sq ft
Above Grade Fin.2,098 sq ft
FireplaceNo
BasementConnecting Stairway, Poured Concrete, Side Entrance, Unfinished
Exterior & Lot
Lot Size0.38 acres
ConstructionVinyl Siding
FoundationOther
Other StructuresAbove Grade, Below Grade
PoolNo Pool
WaterfrontNo
Water ViewNo
Water AccessNo
Navigable WaterNo
Parking
GarageYes
Garage Spaces2
Garage TypeGarage - Front Entry
Total Parking2
Parking TypesDetached Garage, Driveway
Parking FeaturesAsphalt Driveway
Utilities
HeatingYes
Heating TypeRadiator
Heating FuelOil
Central AirNo
Cooling TypeCeiling Fan(s)
Cooling FuelElectric
Hot WaterPropane
Water SourcePublic
SewerPublic Sewer
Taxes & Assessment
Annual Taxes$5,411 / 2025
Assessed Value$361,800
City / Town Tax$1,205
Community & Schools
CountyCHARLES-MD
SubdivisionNONE AVAILABLE
School DistrictCHARLES COUNTY PUBLIC SCHOOLS
HOANo
Senior CommunityNo
Location & Nearby Businesses
305 PROSPECT ST, LA PLATA, MD, 20646
Get Driving DirectionsSource: Real Estate Property Source Bright MLS
Est. Monthly Payment
$2,275/mo
Home Price$450,000
Down Payment (20%)$90,000
Loan Amount$360,000
Interest Rate (est.)6.50%
Loan Term30 Years
* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.
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