For Sale: $419000, 109 WALNUT ST, RIDGELY, MD, 21660

This home is in RIDGELY, CAROLINE-MD—within the Eastern Shore area served by Ocean City Directions.

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Home/Real Estate/Caroline/Ridgely/21660/Lister Estates/109 WALNUT ST, RIDGELY, MD, 21660

MLS# MDCM2007764Listed by Coldwell Banker Realty

109 WALNUT ST, RIDGELY, MD 21660

$419,000Active

5Beds

2.1Baths

2,250Sq Ft

0.24Acres

About This Property

5 BEDROOMS — 2,250 SQ FT — MOVE-IN READY — 2-CAR GARAGE — ESTABLISHED LISTER ESTATES Looking for the space of a larger home without the wait, construction process, or uncertainty of new construction? Why wait for new construction when you can enjoy the space, comfort and established charm of a beautifully maintained Colonial in desirable Lister Estates? Offering 5 bedrooms, 2.5 baths and approxima…

Key Facts

StatusActive

MLS #MDCM2007764

Property TypeResidential

Days on Market37

Year Built2004

StyleColonial

Levels / Stories3

New ConstructionNo

ConditionVery Good

OwnershipFee Simple

Tax ID0607018401

ZoningR-3

Interior

Living Area2,250 sq ft

Above Grade Fin.2,250 sq ft

Interior FeaturesAir Filter System, Attic, Bathroom - Tub Shower, Breakfast Area, Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Pantry, Primary Bath(s), Recessed Lighting, Walk-in Closet(s), Wood Floors

AppliancesDishwasher, Disposal, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, WaterHeater

FireplaceNo

BasementConnecting Stairway, Daylight, Partial, Drain, Interior Access, Poured Concrete, Shelving, Space For Rooms, SumpPump, Unfinished, Windows

LaundryHas Laundry

Door FeaturesInsulated

Exterior & Lot

Lot Size0.24 acres

ConstructionVinyl Siding

FoundationPermanent

Exterior FeaturesSidewalks

Other StructuresAbove Grade, Below Grade

FencingPartially

PoolNo Pool

WaterfrontNo

Water ViewNo

Water AccessNo

Navigable WaterNo

Parking

GarageYes

Garage Spaces2

Garage TypeAdditional Storage Area, Garage - Front Entry, Garage Door Opener, Inside Access

Total Parking2

Parking TypesAttached Garage, Driveway

Parking FeaturesAsphalt Driveway, Paved Driveway

Utilities

HeatingYes

Heating TypeHeat Pump(s)

Heating FuelCentral

Central AirYes

Cooling TypeAir Purification System, Central A/C, Dehumidifier, Heat Pump(s), Programmable Thermostat

Cooling FuelElectric

Hot WaterElectric

Water SourcePublic

SewerPublic Septic

UtilitiesElectric Available, Cable TV Available, Phone Available, Sewer Available, Water Available

Taxes & Assessment

Annual Taxes$4,030 / 2025

Assessed Value$278,633 / 2026

County Tax$2,786

City / Town Tax$1,244

Community & Schools

CountyCAROLINE-MD

SubdivisionLISTER ESTATES

School DistrictCAROLINE COUNTY PUBLIC SCHOOLS

HOAYes

HOA Fee$150 / Annually

Senior CommunityNo

Pets AllowedCats OK, Dogs OK

Location & Nearby Businesses

109 WALNUT ST, RIDGELY, MD, 21660

Get Driving Directions

Source: Real Estate Property Source Bright MLS

Est. Monthly Payment

$2,119/mo

Home Price$419,000

Down Payment (20%)$83,800

Loan Amount$335,200

Interest Rate (est.)6.50%

Loan Term30 Years

* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.