Pending: $1450000, 208 FACTORY ST, OXFORD, MD, 21654 MLS: MDTA2014188 - Ocean City Directions

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Home/Real Estate/Talbot/Oxford/21654/Oxford/208 FACTORY ST, OXFORD, MD, 21654

MLS# MDTA2014188Listed by Benson & Mangold, LLC

208 FACTORY ST, OXFORD, MD 21654

$1,450,000Pending

3Beds

3.1Baths

2,737Sq Ft

0.33Acres

About This Property

Beyond the white picket fence, a storybook garden unfolds—lush, curated, and unmistakably Oxford. Perfectly positioned just moments from the beach, ferry, and waterfront park, 208 Factory Street offers a rare blend of timeless village charm and sophisticated modern comfort. Thoughtfully enhanced with updated mechanical systems since 2019, this three-bedroom residence has been meticulously maintain…

Key Facts

StatusPending

MLS #MDTA2014188

Property TypeResidential

Days on Market31

Year Built2005

StyleCape Cod

Levels / Stories2

New ConstructionNo

OwnershipFee Simple

Tax ID2103109453

ZoningR

Interior

Living Area2,737 sq ft

Above Grade Fin.2,737 sq ft

Interior FeaturesWood Floors, Upgraded Countertops, Built-Ins, Combination Dining/Living, Entry Level Bedroom, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Recessed Lighting

AppliancesBuilt-In Range, Built-In Microwave, Dishwasher, Oven/Range - Gas, Refrigerator, WaterHeater, Oven - Wall

FireplaceYes (1)

Fireplace FeaturesWood

BasementNo

Exterior & Lot

Lot Size0.33 acres

ConstructionWood Siding

FoundationCrawl Space

Exterior FeaturesAwning(s), Exterior Lighting, Extensive Hardscape, Underground Lawn Sprinkler, Outside Shower

Other StructuresAbove Grade, Below Grade

FencingDecorative, Fully, Picket

PoolYes - Personal

WaterfrontNo

Water ViewNo

Water AccessNo

Navigable WaterNo

Parking

GarageYes

Garage Spaces1

Garage TypeGarage Door Opener

Total Parking3

Parking TypesDetached Garage, Driveway

Utilities

HeatingYes

Heating TypeHeat Pump(s), Zoned

Heating FuelElectric

Central AirYes

Cooling TypeCentral A/C

Cooling FuelElectric

Hot WaterElectric

Water SourcePublic

SewerPublic Sewer

Taxes & Assessment

Annual Taxes$9,792 / 2025

Assessed Value$934,600 / 2026

County Tax$6,987

City / Town Tax$2,804

Community & Schools

CountyTALBOT-MD

SubdivisionOXFORD

School DistrictTALBOT COUNTY PUBLIC SCHOOLS

HOANo

Senior CommunityNo

Location & Nearby Businesses

208 FACTORY ST, OXFORD, MD, 21654

Get Driving Directions

Source: Real Estate Property Source Bright MLS

Est. Monthly Payment

$7,332/mo

Home Price$1,450,000

Down Payment (20%)$290,000

Loan Amount$1,160,000

Interest Rate (est.)6.50%

Loan Term30 Years

* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.