Pending: $1849000, 106 E DIVISION ST, OXFORD, MD, 21654 MLS: MDTA2014626 - Ocean City Directions

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Home/Real Estate/Talbot/Oxford/21654/Oxford/106 E DIVISION ST, OXFORD, MD, 21654

MLS# MDTA2014626Listed by TTR Sotheby's International Realty

106 E DIVISION ST, OXFORD, MD 21654

$1,849,000Pending

4Beds

4Baths

2,986Sq Ft

0.42Acres

About This Property

Simply Sensational! Sunrise views over Town Creek set the tone for this beautifully designed four-bedroom waterfront home, where contemporary architecture meets the warmth of a waterfront cottage.

The main living areas include a formal living room and dining room, each with a fireplace, a bright eat-in kitchen and an inviting family room, where walls of windows frame the water views and fill the…

Key Facts

StatusPending

MLS #MDTA2014626

Property TypeResidential

Days on Market5

Year Built1940

StyleContemporary, Coastal, Cottage

Levels / Stories2

New ConstructionNo

ConditionVery Good

OwnershipFee Simple

Tax ID2103117782

ZoningR

Interior

Living Area2,986 sq ft

Above Grade Fin.2,986 sq ft

Interior FeaturesAttic, Bathroom - Stall Shower, Bathroom - Tub Shower, Breakfast Area, Chair Railings, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Gourmet, Walk-in Closet(s), Window Treatments, Bathroom - Walk-In Shower, Built-Ins, Carpet, Entry Level Bedroom, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Studio, Upgraded Countertops

AppliancesBuilt-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Electric, Exhaust Fan, Icemaker, Microwave, Oven - Double, Oven - Self Cleaning, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, WaterHeater

FireplaceYes (2)

Fireplace FeaturesGas/Propane, Wood

BasementNo

LaundryMain Floor

Door FeaturesSliding Glass, Storm

FlooringCeramicTile, Hardwood, Wood

Exterior & Lot

Lot Size0.42 acres

Lot FeaturesStream/Creek, Rip-Rapped, Secluded

ConstructionAluminum Siding, Vinyl Siding

RoofComposite

FoundationBlock

Exterior FeaturesAwning(s), Chimney Cap(s), Extensive Hardscape, Exterior Lighting, Flood Lights, Outbuilding(s), Roof Deck

Other StructuresAbove Grade, Below Grade

PoolYes - Personal

WaterfrontYes

Water ViewYes

Water AccessYes

Navigable WaterYes

Parking

GarageNo

Total Parking5

Parking TypesAttached Carport, Driveway, Off Street

Parking FeaturesGravel Driveway

Utilities

HeatingYes

Heating TypeHeat Pump(s)

Heating FuelElectric

Central AirYes

Cooling TypeCeiling Fan(s), Central A/C, Heat Pump(s)

Cooling FuelElectric

Hot WaterElectric

Water SourcePublic

SewerPublic Sewer

Taxes & Assessment

Annual Taxes$11,716 / 2025

Assessed Value$1,080,600 / 2026

County Tax$8,360

City / Town Tax$3,355

Community & Schools

CountyTALBOT-MD

SubdivisionOXFORD

School DistrictTALBOT COUNTY PUBLIC SCHOOLS

HOANo

Senior CommunityNo

Location & Nearby Businesses

106 E DIVISION ST, OXFORD, MD, 21654

Get Driving Directions

Source: Real Estate Property Source Bright MLS

Est. Monthly Payment

$9,350/mo

Home Price$1,849,000

Down Payment (20%)$369,800

Loan Amount$1,479,200

Interest Rate (est.)6.50%

Loan Term30 Years

* Estimate reflects principal & interest only — excludes property taxes, homeowners insurance, mortgage insurance, and any HOA/condo dues if applicable, all of which affect your actual payment. Contact a mortgage professional for additional figures.